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  Personal Finance Resources: Utah
Goal Setting | Money Management | Credit and Borrowing
 
Goal Setting
Most people who have money didn’t get it overnight. They set goals and worked hard to reach them. Explore the links below to learn more.

Build Your Assets
• Individual Development Accounts (IDAs)
(Corporation for Enterprise Development)
• Investing for Your Future
(Rutgers Cooperative Extension)
• Building Wealth
(Federal Reserve Bank of Dallas)
Save for College
• College - Financial Aid
(U.S. Department of Education)
• College Savings Plan
(College Savings Plans Network)
Buy a Home
• Local HUD Home-buying Programs

Prepare for Retirement
• Social Security Retirement Information
• Social Security Office (Denver Region)
• Financial Planning
(AARP)
• Tools and Resources
(American Savings Education Council - ASEC)
 
Money Management
It’s possible to meet your financial goals, especially if you budget and save wisely. The resources below can help you get started.
Develop a Budget
• Changing Your Life through Better Money Management
(National Endowment for Financial Education)
• Family Life Center
(Utah State University)
• Choose to Save - Budgeting Calculators
(Employee Benefit Research Institute)
• 66 Ways to Save Money
(Consumer Literacy Consortium)
Start Saving
• America Saves
(Consumer Federation of America)
• Choose to Save - Savings Calculators
(Employee Benefit Research Institute)
Understand Checking Accounts
• Checking Account Check List
(Consumer Action)
 
 
Federal Reserve Resources
If you want even more information, check the links below to find other ways the Fed can help:
• Personal Financial Education at FederalReserveEducation.org
• Consumer Information at the San Francisco Fed
• www.FederalReserveEducation.org
 
Credit and Borrowing
Using credit and borrowing can help you meet your financial goals, but borrowing for day-to-day needs and wants can lead to financial trouble. Find out more about debt using the resources below.
Manage Your Debt
• National Foundation for Credit Counseling
• www.safeborrowing.com
(American Bar Association)
Check Your Credit
• 3 credit reporting agencies
• Equifax (800) 685-1111
• Experian (888) 397-3742
• TransUnion (800) 888-4213
• Your Credit Report (FRBSF online pamphlet)
• Credit Scoring Information
Know Your Credit Rights (FRBSF online pamphlets)
• Your Credit Rights
• How to Establish, Use, and Protect Your Credit
• Plastic Fraud
• Credit and Charge Cards
 
 
The links listed here do not represent financial advice or endorsement of the company or any of its products by the Federal Reserve System.