Banking Supervision & Regulation Publications

The San Francisco Fed’s Division of Banking Supervision & Regulation (BS&R) prepares periodic reports on banking trends and risks. While produced primarily for internal audiences, these reports also are made available here so that bankers and others may gain some insight into issues and concerns of bank supervisors.

12th District Banking Profile:
This two-page report highlights key indicators of banking conditions within the 12th Federal Reserve District
•	First Quarter 2008 (PDF - 133KB)
•	Fourth Quarter 2007 (PDF - 114KB)
•	Third Quarter 2007 (PDF - 118KB)
•	Second Quarter 2007 (PDF - 113KB)
Asia Focus
This newsletter provides useful context and insight into current economic and financial sector developments in the Asia-Pacific region.
•	February 2008 - Vietnam’s Banking Sector (PDF - 277KB)
•	January 2008 - Record High Remittances to the Philippines Lead to Increased Competition among Philippine Banks (PDF - 323KB)
•	July 2007 - Anti-Money Laundering Reforms and Trends in Asia (PDF - 278KB)
•	May 2007 - China's New Foreign Bank Regulations (PDF - 318KB)
•	March 2007 - China's Banking Sector (PDF - 183KB)
•	February 2007 - Japan's New Consumer Finance Law (PDF - 42KB)
•	April 2006 - Japanese Banks and Rising Bond Yields (PDF - 339KB)
•	March 2006 - Indian Banks Tap Markets (PDF - 272KB)
•	Jan 2006 - Korea’s Maturing Credit Bureaus (PDF - 167KB)
Community Investments Newsletters:
•	Index of Publications
ETC - Economic Trends & Conditions:
An overview of national and regional economic issues of relevance to financial institutions
•	May 2008 (PDF - 159KB)
•	January 2008 (PDF - 80KB)
•	November 2007 (PDF - 98KB)
•	July 2007 (PDF - 98KB)
On the Radar Screen
This publication discusses areas of potential concern with regard to District bank performance and processes
•	July 2008 - Challenges of a Down Credit Cycle (PDF - 634KB)
•	July 2006 - Regulatory Proposals (PDF - 285KB)
•	December 2005 - Managing Compliance Risk (PDF - 202KB)
•	February 2005 - Special Edition (PDF - 296KB)
•	November 2004 - Operational Risk & Internal Controls (PDF - 788KB)
Steve's Corner
This publication offers some personal observations on current banking issues by Steve Hoffman, Senior Vice President of Banking Supervision & Regulation
•	July 2008 - A challenging economic environment (PDF - 139KB)
Consumer Compliance Outlook
This Federal Reserve System publication is a resource for the financial services industry with information about consumer compliance issues and regulatory matters
•	Publication Index - (offsite)
Real Estate Lending Risks Monitor:
This two-page report examines western RE market conditions, bank lending concentrations and loan quality indicators.
•	May 2008 (PDF - 76KB)
•	August 2007 (PDF - 90KB)
•	November 2006 (PDF - 74KB)
•	April 2006 (PDF - 102KB)
Special Report: Commercial Real Estate Lending Horizontal Review:
This review was conducted to better understand how community banks evaluate, monitor, and manage CRE loan concentrations on a portfolio basis
•	Letter and Summary Findings, June 2004 (PDF - 222KB)
•	Appendices (PDF - 563KB)