2025 Fintech Conference: Bank-Fintech Partnerships | Distributed Ledger Technology | Regulation and Fintech Innovation

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Date

Thursday, Apr 03, 2025 – Friday, Apr 04, 2025

Time

8:00 am PDT

Location

Federal Reserve Bank of San Francisco
San Francisco, CA

Topics

BankingCash & Payment SystemsFinancial MarketsFintech

Agenda

Day 1: Thursday, April 3, 2025

8:30 – 9:15 am

Breakfast and Opening Remarks

Morning Sessions: Bank-Fintech Partnerships

9:15 – 10:00 am

Panel 1: Bank-Fintech Partnership Landscape

This panel reviews key trends in the landscape of bank-fintech partnerships, discusses potential risks associated with increasing complexity and interdependence between banks and fintechs, and explores potential mitigants to such risks.

10:15 – 10:45 am

Break and Networking

10:45 – 11:30 am

Panel 2: Old Payments, New Rails: What’s New in Digital Payments?

In this session, payment leaders will decode the future of payments such as digital wallets, pay-by-bank, and real-time payments. The session will highlight the role of technological innovation in reshaping payments industry, new players and products, and potential impacts on financial institutions, businesses and consumers.

11:30 – 1:00 pm

Lunch Remarks

Afternoon Sessions: Digital Assets/DLT

1:00 – 1:45 pm

Panel 3: Tokenization in Financial Markets

This panel will be a foundational discussion on tokenization infrastructure, including potential benefits and risks, whether/how interoperability could be achieved between traditional and novel financial infrastructures, as well as barriers and catalysts ahead.

1:45 – 2:15 pm

Break and Networking

2:15 – 3:00 pm

Panel 4: Operational Resilience of DLT networks

This panel discusses various operational resilience considerations as banks interact with DLT networks—such as risk associated with cyberattacks and business continuity, as well as potential mitigants.

3:15 – 5:00 pm

Academic Paper Sessions Presentations

Call-for-papers with the University Partners. Each panel will (tentatively) have three papers.

5:00 – 6:50 pm

Reception

Day 2: Friday, April 4, 2025

Morning Sessions: Regulation and Fintech Innovation

8:30 – 9:00 am

Breakfast and Keynote

9:15 – 10:15 am

Panel 5: Keynote and Fireside Chat with Brandon Milhorn

This panel will visit state banking agency perspectives on fintech-related activities and complex, technology-driven partnerships with banks. Potential topics include common trends and activities observed at supervised institutions, state agencies’ supervisory frameworks and examination considerations, best practice observations, and risk management shortfalls that keep regulators up at night.

10:15 – 10:30 am

Keynote

10:30 – 11:15 am

Break and Networking

11:15 – 11:45 am

Fireside Chat: Developments in International DLT Regulation (Virtual)

11:45 – 12:45 pm

Panel 6: State Perspectives: Regulation & Supervision of Emerging Technology

State regulators play a crucial role in promoting responsible innovation. This panel features state approaches to regulating innovative technology in the financial services space. Topics will include fintechs, crypto, regulatory coordination, and balancing innovation with consumer protection considerations.

12:45 – 1:00 pm

Closing Remarks by Organizers

Fintech Innovation Office Hours

The Federal Reserve Bank of San Francisco is hosting an in-person office hours event to discuss innovation efforts and emerging technologies with banks and fintech companies.

Wednesday, April 2
9 a.m. – 5 p.m. PDT
In person, by appointment