The Federal Reserve and the Federal Financial Institutions Examination Council (FFIEC) issue proposed and final rules and other guidance related to the Federal Reserve System’s supervisory responsibilities. This page provides links to final safety and soundness rules and other guidance and policies not issued in the form of SR Letters since 2015.
If you have any questions regarding the content of the guidance, please contact your dedicated central point of contact or Supervision + Credit liaison at the Federal Reserve Bank of San Francisco.
Board of Governors Proposed Regulations and Requests for Comment
Please visit the Coronavirus Disease 2019 (COVID-19) website for a catalogue of the Federal Reserve’s COVID-19 related information.
2023
Federal Bank Regulatory Agencies Issue Joint Statement on Liquidity Risks Resulting from Crypto-Asset Market Vulnerabilities
February 23, 2023
Federal Reserve Board Policy Statement to Promote a Level Playing Field for all Banks with a Federal Supervisor, Regardless of Deposit Insurance Status
January 27, 2023
Federal Bank Regulatory Agencies Issue Joint Statement on Crypto-Asset Risks to Banking Organizations
January 3, 2023
2022
Agencies Reaffirm Commitment to Basel III Standards
September 9, 2022
Proposed Framework for the Supervision of Insurance Organizations
January 28, 2022
Federal Reserve Bank Capital Stock Final Rule
January 10, 2022
2021
Agencies Issue Joint Statement on Crypto-Asset Policy Initiative and Next Steps
November 23, 2021
Agencies Approve Final Rule Requiring Computer-Security Incident Notification
November 18, 2021
Agencies Extend Comment Period on Proposed Risk Management Guidance for Third-Party Relationships
September 7, 2021
Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by the California Wildfires
August 31, 2021
Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Ida
August 30, 2021
Agencies Request Comment on Proposed Risk Management Guidance for Third-Party Relationships
July 13, 2021
Federal Reserve Board Announces Final Extension of Paycheck Protection Program Liquidity Facility (PPPLF) by an Additional Month to July 30, 2021
June 25, 2021
Final Rule Amending Regulation D with Regard to Interest on Reserve Balances
June 2, 2021
Third Extension of Rule to Bolster the Effectiveness of the SBA’s Paycheck Protection Program
May 14, 2021
Agencies Invite Comment on Proposed Rule for Income Tax Allocation Agreements
April 22, 2021
Federal Reserve Board Frequently Asked Questions (FAQs) Comprising Legal Interpretations Related to the Board’s Longstanding Regulations
March 31, 2021
Federal Reserve Board Final Rule on the Role of Supervisory Guidance
March 31, 2021
Request for Information and Comment on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning
March 29, 2021
Temporary and Additional Restrictions on Bank Holding Company Dividends and Share Repurchases to End for Most Firms after June 30, Based on Results from Upcoming Stress Tests
March 25, 2021
Temporary Supplementary Leverage Ratio Changes to Expire as Scheduled
March 19, 2021
Federal Reserve Announces that the Temporary Change to its Supplementary Leverage Ratio for Bank Holding Companies Will Expire as Scheduled on March 31
March 19, 2021
Interim Final Rule – Amendment to Capital Rule to Facilitate the Emergency Capital Investment Program
March 9, 2021
Federal Reserve Board Extends the Paycheck Protection Program Liquidity Facility (PPPLF) to June 30, 2021
March 8, 2021
Final Rule that Amends Netting Eligibility for Financial Institutions (Regulation EE)
February 18, 2021
Second Extension of Rule to Bolster the Effectiveness of the SBA’s Paycheck Protection Program
February 9, 2021
2020
Federal Reserve Board Welcomes and Supports Release of Proposal and Supervisory Statements Regarding the U.S. Dollar (USD) LIBOR
November 30, 2020
Agencies Provide Temporary Relief to Community Banking Organizations (Temporary Asset Thresholds)
November 20, 2020
Federal Reserve Board Issues Final Rule Modifying the Annual Assessment Fees for its Supervision and Regulation of Large Financial Companies
November 19, 2020
Agencies Propose Regulation on the Role of Supervisory Guidance
October 29, 2020
Agencies Invite Comment on Proposed Rule under Bank Secrecy Act
October 23, 2020
Agencies Issue Net Stable Funding Ratio Requirement for Large Banking Organizations
October 20, 2020
Agencies Issue Capital Requirements for Investments in TLAC Debt Instruments
October 20, 2020
Federal Bank Regulatory Agencies Finalize Two Rules (Temporary Deferral of Appraisals and Evaluations; Treatment of Certain Emergency Facilities)
September 29, 2020
Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Laura and California Wildfires
September 1, 2020
Federal Bank Regulatory Agencies Finalize Three Rules (Eligible Retained Earnings, Revised Transition of CECL, and Modifications to Community Bank Leverage Ratio)
August 26, 2020
Federal Reserve Finalizes Updates to its Freedom of Information Act (FOIA) Procedures and Rules for the Disclosure of Confidential Supervisory Information (CSI)
July 24, 2020
Federal Reserve Board Modifies Main Street Lending Program to Provide Greater Access to Credit for Nonprofit Organizations
July 17, 2020
FFIEC Statement on Managing the LIBOR Transition
July 1, 2020
Agencies Finalize Amendments to Swap Margin Rule
June 25, 2020
Financial Regulators Modify Volker Rule
June 25, 2020
Federal Reserve Board Seeking Public Comment on Proposal to Expand its Market Street Lending Program to Include Loans to Nonprofit Organizations
June 15, 2020
Federal Reserve Announces Resumption of Examination Activities
June 15, 2020
Federal Reserve Board Expands its Main Street Lending Program (Updated Term Sheets)
June 8, 2020
Regulators Temporarily Change the Supplementary Leverage Ratio
May 15, 2020
Updated Terms Sheet for the Term Asset-Backed Securities Loan Facility (TALF) and Information to be Disclosed Monthly for the TALF and the Paycheck Protection Program Liquidity Facility
May 12, 2020
Interagency Policy Statement on Allowances for Credit Losses and Interagency Guidance on Credit Risk Review Systems
May 8, 2020
Agencies Extend Two Resolution Plan Deadlines
May 6, 2020
Federal Bank Regulatory Agencies Modify Liquidity Coverage Ratio for Banks Participating in Money Market Mutual Fund Liquidity Facility and Paycheck Protection Program Liquidity Facility
May 5, 2020
Federal Reserve Board Finalizes Rule to Extend by 18 Months the Initial Compliance Dates for Certain Parts of its Single-Counterparty Credit Limit Rule
May 1, 2020
Federal Reserve Expands Access and Collateral Pledging Options to its Paycheck Protection Program Liquidity Facility
April 30, 2020
FFIEC Statement on Risk Management for Cloud Computing Services
April 30, 2020
Federal Reserve Board Expands the Scope and Eligibility for the Main Street Lending Program
April 30, 2020
Federal Reserve Board Announces Rule Change to Bolster SBA’s Paycheck Protection Program
April 17, 2020
Federal Reserve Announces its Paycheck Protection Program Liquidity Facility is Fully Operational and Available to Provide Liquidity to Eligible Financial Institutions
April 16, 2020
Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19
April 14, 2020
Agencies Issue Interim Final Rule for Paycheck Protection Program Facility
April 9, 2020
Federal Reserve Takes Additional Actions to Provide up to $2.3 Trillion in Loans to Support the Economy
April 9, 2020
Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus
April 7, 2020
Federal Reserve Will Establish Facility to Facilitate Lending to Small Businesses via the SBA’s Paycheck Protection Program (PPP) by Providing Term Financing Backed by PPP Loans
April 6, 2020
Agencies Announce Changes to the Community Bank Leverage Ratio
April 6, 2020
Regulatory Capital Rule: Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks from the Supplementary Leverage Ratio
April 1, 2020
Federal Reserve Board Delays by Six Months the Effective Date for its Revised Control Framework
March 31, 2020
Federal Reserve Offers Regulatory Reporting Relief to Small Financial Institutions Affected by the Coronavirus
March 26, 2020
Joint Statement Encouraging Responsible Small-Dollar Lending in Response to COVID-19
March 26, 2020
Federal Reserve Statement on Supervisory Activities
March 24, 2020
Interim Final Rule on the Total Loss-Absorbing Capacity Rule
March 23, 2020
Federal Reserve’s New Measures to Support the Economy
March 23, 2020
Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus
March 22, 2020
Federal Reserve Lending through the Money Market Mutual Fund Liquidity Facility (Term Sheet)
March 20, 2020
Regulatory Capital Rule: Money Market Mutual Fund Liquidity Facility
March 19, 2020
Establishment of Money Market Mutual Fund Liquidity Facility
March 18, 2020
Establishment of Primary Dealer Credit Facility (PDCF)
March 17, 2020
Establishment of Commercial Paper Funding Facility (CPFF)
March 17, 2020
Interagency Statement on the Use of Capital and Liquidity Buffers
March 17, 2020
Federal Banking Agencies Encourage Banks to Use Federal Reserve Discount Window
March 16, 2020
Federal Reserve Actions to Support the Flow of Credit to Households and Businesses
March 15, 2020
Agencies Encourage Financial Institutions to Meet Financial Needs of Customers and Members Affected by Coronavirus
March 9, 2020
Final Rule to Simplify and Increase the Transparency of the Board’s Rules for Determining Control of a Banking Organization
January 30, 2020
2019
Regulatory Capital Rules: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies
December 19, 2019
Final Rule on the Standardized Approach for Calculating the Exposure Amount of Derivative Contracts
November 19, 2019
Final Rule on Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures
November 19, 2019
Final Rule on Revisions to the Supplementary Leverage Ratio to Exclude Certain Central Bank Deposits of Banking Organizations Predominantly Engaged in Custody, Safekeeping, and Asset Servicing Activities
November 19, 2019
FFIEC Releases Update to Business Continuity Management Booklet
November 14, 2019
Final Rule to Simplify Capital Calculation for Community Banks
October 29, 2019
Early Adoption/Effective Date for Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the EGRPRA
October 29, 2019
Final Rule on Resolution Plan Requirements
October 28, 2019
Rules to Tailor Regulations for Domestic and Foreign Banks to More Closely Match Risk Profiles
October 10, 2019
Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships with, Hedge Funds and Private Equity Funds
October 8, 2019
Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rules
October 2, 2019
Final Rule to Exempt Residential Real Estate Transactions of $400,000 or Less from Appraisal Requirements
September 27, 2019
Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the EGRPRA
July 9, 2019
Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds
July 9, 2019
Reduced Reporting for Covered Depository Institutions
June 17, 2019
Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets
May 30, 2019
Federal Reserve Policy on Payment System Risk: U.S. Branches and Agencies
April 3, 2019
Margin and Capital Requirements for Covered Swap Entities: U.K. Intention to Withdraw from the E.U.
March 15, 2019
Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown
January 11, 2019
2018
Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule
December 21, 2018
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
December 21, 2018
Resolution Planning Guidance for Eight Large, Complex U.S. Banking Organizations
December 20, 2018
Regulatory Capital Rules: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies
December 12, 2018
Interagency Statement on Supervisory Practices Regarding Financial Institutions and their Customers Affected by California Wildfires
November 15, 2018
FFIEC Joint Statement: Office of Foreign Assets Control Cyber-Related Sanctions Program Risk Management
November 5, 2018
Margin and Capital Requirements for Covered Swap Entities; Final Rule
September 21, 2018
Interagency Statement Clarifying the Role of Supervisory Guidance
September 11, 2018
Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
August 28, 2018
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
August 23, 2018
Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets
August 22, 2018
Interagency Statement Regarding the Impact of the Economic Growth, Regulatory Relief, and Consumer Protection Act
July 6, 2018
Federal Reserve Statement Regarding the Impact of the Economic Growth, Regulatory Relief, and Consumer Protection Act
July 6, 2018
Single-Counterparty Credit Limits for Bank Holding Companies and Foreign Banking Organizations
June 14, 2018
Joint Statement on Cyber Insurance and Its Potential Role in Risk Management Programs
April 10, 2018
FinCEN Frequently Asked Questions Regarding Customer Due Diligence Requirements for Financial Institutions
April 3, 2018
Final Rule to Exempt Commercial Real Estate Transactions of $500,000 or Less from Appraisal Requirements
April 2, 2018
2017
Regulatory Capital Rules: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies
December 18, 2017
Regulatory Capital Rules: Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to the Advanced Approaches Capital Rules
November 21, 2017
Temporary Exceptions to the FIRREA Appraisal Requirements in Areas Affected by Severe Storms and Flooding Related to Hurricanes Harvey, Irma, and Maria
October 17, 2017
Restrictions on Qualified Financial Contracts of Certain Banking Organizations
September 1, 2017
Updated Policy on Payment System Risk
August 25, 2017
Final Guidelines for Evaluating Joint Account Requests
August 9, 2017
FFIEC Releases Update to Cybersecurity Assessment Tool
May 31, 2017
Amendments to the Capital Plan and Stress Test Rules Effective with the 2017 Cycle
January 30, 2017
2016
Regulatory Capital Rules: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies
December 28, 2016
Liquidity Coverage Ratio: Public Disclosure Requirements; Extension of Compliance Period
December 19, 2016
Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. BHCs and IHCs of Systemically Important FBOs
December 15, 2016
Banking Organization Systemic Risk Report (FR Y-15)
December 9, 2016
Regulatory Capital Rules: Implementation of Capital Requirements for Global Systemically Important Bank Holding Companies
December 9, 2016
FFIEC Issues Frequently Asked Questions Guide on the Cybersecurity Assessment Tool
October 17, 2016
FFIEC Announces Webinars in Observance of Cybersecurity Awareness Month
October 6, 2016
The Federal Reserve Board’s Framework for Implementing the U.S. Basel III Countercyclical Capital Buffer
September 8, 2016
Margin and Capital Requirements for Covered Swap Entities – Certain Exemptions (Final Rule)
August 1, 2016
FinCEN Issues Frequently Asked Questions Regarding Customer Due Diligence Requirements for Financial Institutions
July 19, 2016
Agencies Permit Reduced Content Resolution Plan Submissions for Firms with Limited U.S. Operations
June 10, 2016
FFIEC Issues Statement on Safeguarding the Cybersecurity of Interbank Messaging and Payment Networks
June 7, 2016
Final Rule Adding Certain State and Local Municipal Bonds as High-Quality Liquid Assets Under the Liquidity Coverage Ratio
April 1, 2016
2015
Final Rule Providing Information on Revised Capital Rules for Non-traditional Stock Corporations
December 4, 2015
Final Rule Specifying Procedures for Emergency Lending under Federal Reserve Act Section 13(3)
November 30, 2015
Final Rule to Modify Capital Plan and Stress Testing Rule
November 25, 2015
FFIEC Releases Revised Management Booklet for IT Handbook
November 10, 2015
FFIEC Releases Statement on Cyber Attacks Involving Extortion
November 3, 2015
Margin and Capital Requirements for Covered Swap Entities – Certain Exemptions (Interim Final Rule)
October 30, 2015
Margin and Capital Requirements for Covered Swap Entities
October 30, 2015
Regulatory Capital Rules: Implementation of Risk-based Capital Surcharges for Global Systemically Important Bank Holding Companies
July 20, 2015
Revisions to the Capital Rules Applicable to Advanced Approaches Banking Organizations
June 16, 2015
Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies
June 9, 2015
Minimum Requirements for Appraisal Management Companies
April 30, 2015
Small Bank Holding Company Policy Statement
April 9, 2015
FFIEC Statements on Compromised Credentials and Destructive Malware
March 30, 2015
Interim Final Rule to Exempt Small Savings and Loan Holding Companies From the Regulatory Capital Rules
January 29, 2015