Community Development Innovation Review
The Community Development Innovation Review focuses on bridging the gap between theory and practice, from as many viewpoints as possible. The goal of this journal is to promote cross-sector dialogue around a range of emerging issues and related investments that advance economic resilience and mobility for low- and moderate-income communities.
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Regulation to Build a More Inclusive Financial System and Drive Financial Health
Sean Creehan and Kaitlin Asrow, Federal Reserve Bank of San Francisco
Regulators play an important role in the fintech ecosystem. This article explores the tensions involved in the regulation of financial technologies.
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CDFIs’ Mission-Driven Orientation Is Critical to Making Financial Technology Work for Deep South Communities
Pearl Wicks and Diane Standaert, Hope Enterprise Corporation/Hope Credit Union/Hope Policy Institute
How can financial services technology be improved by leveraging the experiences of CDFIs serving historically underserved communities?
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Why Mission-Minded Fintechs May Be the Key to Closing the Savings Gap
Leigh Phillips, SaverLife
Nonprofit fintechs are well-positioned to develop and distribute financial tools to the people who need them most.
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The Tech-Enabled Social Safety Net: A Case Study of the EBT System
Julieta Cuéllar, Propel
A carefully-designed tech-enabled social safety net can improve experiences for people participating in government programs.
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How Can Regulation Facilitate Financial Inclusion in Fintech?
Carol Evans and Karen Pence, Federal Reserve Board of Governors
How has fintech changed the assumptions that underpin consumer protection regulations and where do we go from here?
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Fundamentals of an Inclusive Financial System
Genevieve Melford, Tim Shaw, and Mack Wallace, Aspen Institute Financial Security Program
This article provides a vision for an inclusive financial system: what it entails, what it does, and the benefits it will bring, both widespread and reparative.
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The Next Frontier: Expanding Credit Inclusion with New Data and Analytical Techniques
Kelly Thompson Cochran, FinRegLab
New types of data and analysis can promote financial inclusion, but care is needed to ensure new techniques do not amplify inequities.
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Americans Need a Digital Identity System, Stat!
Waldo Jaquith, State Software Collaborative, Georgetown University’s Beeck Center
A digital identity system has the potential to close gaps in access to financial services.
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Global Developments in Inclusive Financial Systems
Mayada El-Zoghbi, Center for Financial Inclusion
What can we learn about fintech and financial inclusion from other countries?
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The Role of Public and Private Capital in Digital Infrastructure for Finance in the United States
Kabir Kumar and Tilman Ehrbeck, Flourish Ventures
Investments in digital infrastructure can facilitate innovation and financial inclusion.