Thursday, Apr 03, 2025 – Friday, Apr 04, 2025
8:00 am PDT
Federal Reserve Bank of San Francisco
San Francisco, CA
Agenda
Day 1: Thursday, April 3, 2025
8:30 – 9:15 am
Breakfast and Opening Remarks
Morning Sessions: Bank-Fintech Partnerships
9:15 – 10:00 am
Panel 1: Bank-Fintech Partnership Landscape
This panel reviews key trends in the landscape of bank-fintech partnerships, discusses potential risks associated with increasing complexity and interdependence between banks and fintechs, and explores potential mitigants to such risks.
10:15 – 10:45 am
Break and Networking
10:45 – 11:30 am
Panel 2: Old Payments, New Rails: What’s New in Digital Payments?
In this session, payment leaders will decode the future of payments such as digital wallets, pay-by-bank, and real-time payments. The session will highlight the role of technological innovation in reshaping payments industry, new players and products, and potential impacts on financial institutions, businesses and consumers.
11:30 – 1:00 pm
Lunch Remarks
Afternoon Sessions: Digital Assets/DLT
1:00 – 1:45 pm
Panel 3: Tokenization in Financial Markets
This panel will be a foundational discussion on tokenization infrastructure, including potential benefits and risks, whether/how interoperability could be achieved between traditional and novel financial infrastructures, as well as barriers and catalysts ahead.
1:45 – 2:15 pm
Break and Networking
2:15 – 3:00 pm
Panel 4: Operational Resilience of DLT networks
This panel discusses various operational resilience considerations as banks interact with DLT networks—such as risk associated with cyberattacks and business continuity, as well as potential mitigants.
3:15 – 5:00 pm
Academic Paper Sessions Presentations
Call-for-papers with the University Partners. Each panel will (tentatively) have three papers.
5:00 – 6:50 pm
Reception
Day 2: Friday, April 4, 2025
Morning Sessions: Regulation and Fintech Innovation
8:30 – 9:00 am
Breakfast and Keynote
9:15 – 10:15 am
Panel 5: Keynote and Fireside Chat with Brandon Milhorn
This panel will visit state banking agency perspectives on fintech-related activities and complex, technology-driven partnerships with banks. Potential topics include common trends and activities observed at supervised institutions, state agencies’ supervisory frameworks and examination considerations, best practice observations, and risk management shortfalls that keep regulators up at night.
10:15 – 10:30 am
Keynote
10:30 – 11:15 am
Break and Networking
11:15 – 11:45 am
Fireside Chat: Developments in International DLT Regulation (Virtual)
11:45 – 12:45 pm
Panel 6: State Perspectives: Regulation & Supervision of Emerging Technology
State regulators play a crucial role in promoting responsible innovation. This panel features state approaches to regulating innovative technology in the financial services space. Topics will include fintechs, crypto, regulatory coordination, and balancing innovation with consumer protection considerations.
12:45 – 1:00 pm
Closing Remarks by Organizers
Fintech Innovation Office Hours
The Federal Reserve Bank of San Francisco is hosting an in-person office hours event to discuss innovation efforts and emerging technologies with banks and fintech companies.
Wednesday, April 2
9 a.m. – 5 p.m. PDT
In person, by appointment