Twelfth District Community Depository Institutions Advisory Council
Established January 2011
The Twelfth District Community Depository Institutions Advisory Council (CDIAC) serves as an important source of information on the ability of community depository institutions to support local markets in the Twelfth District by providing observations, opinions and advice to management of the Federal Reserve Bank of San Francisco and Members of the Board of Governors of the Federal Reserve System from the perspective of community depository institutions. The Twelfth District Community Depository Institutions Advisory Council members reside within the nine-state District of this Reserve Bank.
Twelfth District CDIAC Charter (pdf, 58 kb)
Federal Reserve Board Community Depository Institutions Advisory Council
Effective January 1, 2025
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Catherine Ngo (2025)
CDIAC Chair
Board Member,
Former President and
Chief Executive Officer
Central Pacific Financial Corp
Honolulu, Hawai’i
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Bruce Ashcroft (2027)
President and
Chief Operating Officer
Brighton Bank
Cottonwood Heights, Utah
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Carolyn Crockett (2027)
President and
Chief Credit Officer
First Security Bank of Nevada
Las Vegas, Nevada
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Mercedes N. Herrera (2027)
President and
Chief Executive Officer
Golden State Bank
Glendale, California
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Patty Mongold (2027)
President and
Chief Executive Officer
Mt. McKinley Bank
Fairbanks, Alaska
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John A. Nerland (2027)
President and
Chief Executive Officer
American Plus Bank
Monrovia, California
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Denise Portmann (2025)
President and
Chief Executive Officer
Bank of the Pacific
Aberdeen, Washington
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Harold Roundtree (2027)
President and
Chief Executive Officer
UNCLE Credit Union
Livermore, California
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Krista Snelling (2027)
President and
Chief Executive Officer
Santa Cruz County Bank
Santa Cruz, California
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Matt Stephenson (2027)
President and
Chief Executive Officer
Rogue Credit Union
Medford, Oregon
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Chris Webster (2027)
President and
Chief Executive Officer
Southwest Heritage Bank
Scottsdale, Arizona
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Spencer White (2025)
President and
Chief Executive Officer
Utah Independent Bank
Salina, Utah
Last updated January 2025