Community Development & District Engagement
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Customer-Centered Banking for the Banks: Inside Our Portland Branch
From boutique donuts to blues festivals, craft beers to a thriving food cart culture, Portland has an eclectic vibe and a bit of something for everyone. In a downtown office overlooking the Willamette River and Hawthorne Bridge, you’ll find our Portland branch. Here’s what we do.
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Mapping Student Loan Debt in the Bay Area
Which neighborhoods have the highest rates of student loan delinquency and default? Explore student loan borrowing and repayment in the San Francisco Bay Area with our new interactive maps.
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Q&A: Gentrification, Displacement, and the Changing Landscape of Urban Inequality
Bina Patel Shrimali sits down with Jackelyn Hwang, Assistant Professor in the Department of Sociology at Stanford University, to learn more about her research examining the relationship between how neighborhoods change and the persistence of neighborhood inequality by race and class in U.S. cities.
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Improving Community Resilience through Proactive Disaster Preparation and Response
As the costs of disasters to people and the economy increase, many in the community development field are thinking about how to increase the resilience of low-to-moderate income populations and to make disaster spending more equitable. A key component of these efforts center on pre-disaster mitigation investments.
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How Much Opportunity Is Embedded in Your Economy? New Research Answers the Question for Sub-Baccalaureate Workers
Do certain regional economies offer greater opportunity than others for the more than two-thirds of adults without a bachelor’s degree? New research explores the jobs available in 121 of the largest metro areas in the U.S.
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Six Things to Know about Student Loan Debt in the Bay Area
We recently partnered with the San Francisco Treasurer’s Office of Financial Empowerment to take a look at student loan debt for the nine-county San Francisco Bay Area region using Federal Reserve Bank of New York Consumer Credit Panel/Equifax Data. Here’s what we found.
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A Way Forward: Addressing Mobile Segregation in the Bay Area
Earlier this year, the San Francisco Fed partnered with Northern California Grantmakers to host a program exploring new research and writing on the shifting geographies of poverty and segregation in the Bay Area and what we can do to build a more inclusive region where everyone can thrive. In this post, Sarah Frankfurth, Manager of Collaborative Philanthropy at Northern California Grantmakers, reflects on themes and key points from the discussion.
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Affordable Housing Funds Build on Experience
With the recent launch of two $500 million funds to support below-market housing, increasing attention is being focused on other funds for supporting production and preservation of affordable housing. But loan funds aren’t new, and there’s a lot we can learn from existing funds.
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Understanding the Financing Needs of Small Businesses in California
The Small Business Credit Survey (SBCS) asks small business owners to detail their current business climate, financial needs and recent credit experiences. A new report from the SF Fed summarizes data at the state level for small businesses in California.
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Housing Stability and Family Health: Five Things to Know
A robust and growing body of literature points to the importance of pregnancy and early childhood as time periods that influence health, development, and long-term life chances. Less attention, however, has been paid to how housing instability during pregnancy and early childhood affects a person’s health over the long-term.