SF Fed Blog
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Impacts of Cashless Business on Financial Inclusion
As retailers and restaurants experiment with going cash-free, a new paper from the Federal Reserve’s Cash Product Office explores the benefits to businesses while also cautioning that the practice could alienate over a quarter of U.S. consumers.
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Q&A: Gentrification, Displacement, and the Changing Landscape of Urban Inequality
Bina Patel Shrimali sits down with Jackelyn Hwang, Assistant Professor in the Department of Sociology at Stanford University, to learn more about her research examining the relationship between how neighborhoods change and the persistence of neighborhood inequality by race and class in U.S. cities.
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San Francisco Fed President Daly and Team Visit Singapore
San Francisco Fed President Mary C. Daly visited Singapore in early June, where she co-hosted and delivered a keynote speech at the Asia Symposium and met with various institutions. Here’s a trip recap from our Asia Program team.
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San Francisco Fed Named One of the Bay Area’s Best for Supplier Diversity
San Francisco Business Times recognizes the Federal Reserve Bank of San Francisco’s supplier diversity program as one of the Bay Area’s best.
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Implications of Asia’s Gender Gap in Financial Inclusion
Across the world, women face a variety of hurdles to reaching their full economic potential. Challenges associated with educational and financial access, structural economic factors, and culture can all pose impediments to women’s economic participation. This blog reviews women’s access to the financial services as well as the decision-making that enable them to prosper in economic terms.
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Parabéns to Economist Fernanda Nechio’s New Role with Central Bank of Brazil
Congratulations to Fernanda Nechio for being appointed as Deputy Governor on the Central Bank of Brazil’s monetary policy committee! In her new office, Nechio will also oversee International Affairs and Corporate Risk Management.
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Can Korea Move Beyond Government-Backed Small Business Lending?
Korea has some of the most supportive policies for startups and small businesses, including an abundant supply of government-backed loans, due to their role as an employment engine. Support for small businesses is poised to remain strong as the country undergoes a strategic shift toward inclusive and innovation led growth. However, critics point to data suggesting government programs enable poor performance among companies. In response, policymakers have introduced measures to diversify financing, increase the role of capital markets, and improve productivity.
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Under $10: Nearly Half of Consumers Pay with Cash
In the United States, 49% of consumers use cash when paying for small-value payments according to a new report from the Federal Reserve Cash Product Office.
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Zip Code Economies Connects Stories of Hope with Fed Mission
Economic research tells us that zip code is destiny. In the San Francisco Fed’s new podcast, President Mary C. Daly finds that’s not always true, sharing stories of people, community, and hope from unlikely places.
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Improving Community Resilience through Proactive Disaster Preparation and Response
As the costs of disasters to people and the economy increase, many in the community development field are thinking about how to increase the resilience of low-to-moderate income populations and to make disaster spending more equitable. A key component of these efforts center on pre-disaster mitigation investments.