SF Fed Blog
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Wells, Central California Lending Run Dry
Thousands of residential wells ran dry in California’s Central Valley region during the state’s years-long drought, profoundly impacting lending.
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Housing Stability and Family Health: Five Things to Know
A robust and growing body of literature points to the importance of pregnancy and early childhood as time periods that influence health, development, and long-term life chances. Less attention, however, has been paid to how housing instability during pregnancy and early childhood affects a person’s health over the long-term.
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Can Asia’s Fintech Giants Reduce Remittance Costs?
As they transform the payment systems in countries like China and India, Asia’s fintech giants are now setting their sights on cross-border remittances. Will the new entrants drive costs down in a region dependent on payments sent home by overseas workers? A number of traditional financial institutions and non-bank start-ups are already trying to solve the problem, which could help promote equitable, inclusive growth in developing Asia.
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Mary C. Daly Appointed New Bank President
The San Francisco Fed’s board of directors has chosen Mary C. Daly to become the Bank’s next president and CEO.
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China Tightens Bad Loan Recognition Rules
China’s recent decision to tighten bad loan recognition standards is an important and necessary step to repair small lenders’ balance sheets. The decision also means there will likely be significant recapitalization needs among lenders down the road, in addition to expectations for slower bank loan growth.
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Climate Change Is Reshaping Communities
Location is everything in real estate but what makes a property desirable is shifting thanks to climate gentrification.
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Understanding Opportunity Zones in the Bay Area
On August 13, we gathered policymakers, practitioners, advocates, and financial institutions to discuss conditions in Bay Area Opportunity Zones, considerations for investors, and ways to ensure low-income community residents capture benefits from Opportunity Zone investments. Watch recordings and access resources.
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Testing Time for Emerging Market Resilience
Indonesia’s economic fundamentals have improved considerably since the “taper tantrum”, with the International Monetary Fund (IMF) and ratings agencies sanguine about its performance. But as global financial conditions tightened this year, volatility seems to be on the rise again putting the resilience of emerging markets to the test.
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Unlocking Hidden Genius in Oakland
San Francisco Bay Area tech companies are often criticized for lack of diversity. Here’s how one Oakland nonprofit is getting more young black men into the tech job pipeline.
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Turning Dirty Cash Into Clean Energy
Bottles, cans, plastics, and paper probably come to mind when you think of recycling. But what happens to old U.S. currency?