SF Fed Blog
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Privacy Enhancing Technologies: What Are They and Why Do They Matter?
The debate over data collection and use in the United States continues amidst the global COVID-19 pandemic and the associated economic recovery. How can we create products and services that are effective while also minimizing data-related risks such as breach and misuse? Fintech Policy Advisor Kaitlin Asrow discusses the potential and challenges of PETs.
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Weighing the Role of Supply Bottlenecks in Core PCE Inflation
Heightened demand and associated supply bottlenecks related to business disruptions during the pandemic have pushed up prices for some products. Goods prices have been the most directly affected, but they represent a smaller share of total U.S. consumer spending than services, mitigating the overall inflation risk.
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Mothers in a Pandemic Labor Market
COVID-19 disrupted all aspects of life, leading to steep declines in labor force participation across genders, races, and ethnic groups. Mothers experienced sharper and longer-lasting declines than fathers, and participation rates for Black mothers and Hispanic mothers were among the most affected.
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PPP Boosts 2020 Bank Profits, but Impacts Loan Growth in Q4
The Supervision + Credit team’s quarterly First Glance 12L report shows that Paycheck Protection Program loan forgiveness boosted quarterly bank profits but eroded loan growth in 2020’s 4th quarter.
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What We Learned about Residential Instability in the Bay Area
Using data on mobility from the Federal Reserve Bank of New York’s Consumer Credit Panel/Equifax Data, we examined the moves of individuals in the San Francisco Bay Area from 2002–2018 to better understand moving patterns by socioeconomic status. Here’s what we found.
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Zip Code Economies Season 1.5: Under Pain Lives Hope
In Zip Code Economies Season 1.5, SF Fed President Mary C. Daly reconnects with some of the most memorable people featured in the podcast’s first season. Watch the trailer.
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In Solidarity with the Asian American and Pacific Islander Community
SF Fed President Mary C. Daly’s statement about the recent violence against Asian Americans and Pacific Islanders.
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For Consumers in This Time of Pandemic, Cash Remains a Comfort
Since the start of the COVID-19 pandemic last year, many consumers have stockpiled cash along with hand sanitizer, disinfectant, and toilet paper. Cash remains popular with consumers, and many say they are holding onto more cash savings at home than before the pandemic began.
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The Highs (and Lows) of COVID-era Real Estate
COVID-19 has impacted residential and commercial estate in vastly different ways. See how historically low-interest rates have factored into home sales and vacancy rates across the Twelfth District.
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A Closer Look at Modernizing the Community Reinvestment Act
SF Fed bank examiners took an in-depth look at the Advance Notice of Proposed Rulemaking for the Community Reinvestment Act. From their webinar, we learn about the ANPR process and ways to modernize the CRA.