Almost a quarter of U.S. households face economic insecurity, with inadequate savings and no financial cushion. However, helping low-income, low-wealth households build assets could improve near-term economic security, and also help children in such households succeed academically and achieve future economic success. Child development accounts provide a financial platform where a child can start to accrue savings and build a foundation for economic mobility. Yet only three percent of all U.S. households participate in college savings plans now offered in every state.