This letter is in regard to the election of directors of this Bank, Mr. Kenneth P. Wilcox, a Class A director, elected by banks in Group One, who has served on our board since January 1, 2006, and is eligible as a candidate for reelection; and Mr. Blake W. Nordstrom, a Class B director, elected by banks in Group Three, who has served on our board since January 1, 2007, and is eligible as a candidate for reelection. These elections have been duly held in accordance with the requirements of Section 4 of the Federal Reserve Act and the provisions of the circulars issued by this office dated August 26 and October 16, 2009.