CFPB Finalizes 2013 Mortgage Rule Modifications Initially Proposed in June 2013

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Federal Reserve Bank of San Francisco

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September 23, 2013

On September 13, 2013, the Consumer Financial Protection Bureau (CFPB) finalized a rule amending the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z). The rule, which in connection with a proposed rule issued on June 24, 2013, contains amendments to several topics.