District Circular Letters

The Federal Reserve Bank of San Francisco uses circular letters to communicate new policies and announcements to institutions in the Twelfth Federal Reserve District.

  • CFPB Finalizes 2013 Mortgage Rule Modifications Initially Proposed in June 2013

    Federal Reserve Bank of San Francisco

    On September 13, 2013, the Consumer Financial Protection Bureau (CFPB) finalized a rule amending the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z). The rule, which in connection with a proposed rule issued on June 24, 2013, […]

  • Federal Reserve Offers 28-day Term Deposits with Full Allotment at 26 Basis Points Through its Term Deposit Facility

    Federal Reserve Bank of San Francisco

    On September 9, 2013, the Federal Reserve will conduct a fixed-rate offering of term deposits with full allotment of tenders through its Term Deposit Facility (TDF).

  • Election of Directors

    In accordance with the provisions of Section 4 of the Federal Reserve Act and the announcement dated July 17, 2013, the Federal Reserve Bank of San Francisco is conducting an election of directors to succeed Ms. Betsy Lawer, a Class A director, elected by banks in Group Two, and Ms. Nicole C. Taylor, a Class B director, elected by banks in Group One, whose terms end on December 31, 2013. There are given herein the names of the candidates nominated and the names of the banks which made the nominations.

  • Agencies Revise Proposed Risk Retention Rule

    Federal Reserve Bank of San Francisco

    On Wednesday, August 28, 2013, six federal agencies, including the Board of Governors of the Federal Reserve System, issued a notice revising a proposed rule requiring sponsors of securitization transactions to retain risk in those transactions.

  • Federal Reserve Board Announces Community Depository Institutions Advisory Council Members

    Federal Reserve Bank of San Francisco

    On Monday, August 12, 2013, the Federal Reserve Board announced the members of its Community Depository Institutions Advisory Council (CDIAC) and the president and vice president of the council for 2014.

  • CA 13-13 Revised Real Estate Settlement Procedures Act (RESPA) Interagency Examination Procedures

    Federal Reserve Bank of San Francisco

    On August 21, 2013, the Federal Reserve Board issued CA 13-13, which transmits the revised RESPA interagency examination procedures.

  • CA 13-12 Revised Interagency Examination Procedures for Regulation Z

    Federal Reserve Bank of San Francisco

    On August 21, 2013, the Federal Reserve Board issued CA 13-12, which transmits the revised interagency examination procedures for Regulation Z – Truth-in-Lending.

  • Federal Reserve Board Issues a Final Rule Establishing Annual Assessment Fees for Supervision and Regulation of Large Financial Companies

    Federal Reserve Bank of San Francisco

    On Friday, August 16, 2013, the Federal Reserve Board issued a final rule establishing annual assessment fees for its supervision and regulation of large financial companies.

  • CFPB Updates Remittance Transfer Rule Resources

    Federal Reserve Bank of San Francisco

    On August 8, 2013, the Consumer Financial Protection Bureau (CFPB) released updates to their Remittance Transfer Rule resources. Specifically, the CFPB released an updated small entity compliance guide, which is designed to provide an easy-to-use summary of the Remittance Transfer Rule. The update includes the revised requirements concerning the disclosure of institution fees and foreign […]

  • SR 13-15 / CA 13-11 Federal Reserve Resources for Minority Depository Institutions

    Federal Reserve Bank of San Francisco

    On August 5, 2013, the Federal Reserve issued SR 13-15/CA 13-11, Federal Reserve Resources for Minority Depository Institutions. The purpose of this letter is to reaffirm the Federal Reserve’s ongoing commitment to preserving the existence of minority depository institutions (MDIs), consistent with statutory mandates, and to highlight the Federal Reserve’s resources available to MDIs.