First Glance 12L

The 4Q13 issue of First Glance 12L shows that many economic and banking metrics within the 12th District are getting close to “normal” levels (i.e., long-term non-recession average), but earnings and other challenges remain.

The 3Q13 issue of First Glance 12L details the slow financial recovery being made by District banks. Loan growth has been a bright spot, up to 7% year-over-year on average, and problem loans further declined. However, narrow net interest margins constrained profitability gains.

The 2Q13 issue of First Glance 12L suggests that the post-2008 liquidity buildup and deleveraging at District banks are now over. Loan growth is accelerating and problem loans are being worked down. Narrow margins continue to constrain profitability.

The First Glance 12L provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 1Q13 report, subtitled “Banking Recovery Continues Despite Margin Pressures”, examines trends and conditions related to banks headquartered in the 12th Federal Reserve District (nine western states).

The First Glance 12L provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 4Q12 report, “Solid Improvement, But Further To Go,” examines industry and 12th District trends over extended time periods with a focus on improvements since the financial crisis.

The report, subtitled “The Banking Recovery Moved Forward”, tracks the recovery of 12th District banks from recession.

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The report, subtitled “Banks Recovering – But Still Have a Long Way to Go”, provides updated details on the recovery of District banks from the impact of the Great Recession.

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The 1Q12 report, subtitled “Banks Making Steady Progress Towards Full Recovery”, describes how banks of all sizes continued to reduce their average noncurrent loan rates with small banks lagging to some extent the improvement of larger banks.

The First Glance 12L provides a first look at the financial performance of 12th Federal Reserve District banks each quarter. The latest report is subtitled “Better Than Expected Performance; Will Positive Momentum Continue?”